Is that a normal cost? Scott said that she previously lived in Nevada, one of a handful of states that offers Tesla insurance. “Tesla insurance is amazing,” she said. With her Tesla Model 3, Scott said she used to pay $170 per month on her insurance. Then she moved to Massachusetts, which doesn’t have the same Tesla insurance policy—so she currently pays $550 per month, she said. Advertisement “I used to pay $500, but they raised it to $550 within the last six months,” Scott shared. As a result, Scott said she was expecting to pay a higher monthly rate for her Cybertruck. But she suggested that she didn’t expect it to cost her nearly $1,000 per month. “I finally got my first insurance quote,” Scott said. “I guess I’m the only person in the world who orders a car without checking the insurance first.” Do all car insurers cover Tesla Cybertrucks? No. Scott said that her current insurer said that they couldn’t cover her Cybertruck. She said she received her latest quote from another insurance agency. Advertisement Some insurance companies, such as Geico, reportedly outright refuse to insure Cybertrucks, saying that “this type of vehicle doesn’t meet our underwriting guidelines.” It’s possible that Geico refuses to provide coverage for Cybertrucks because of the car’s unconventional design. Cybertrucks’ exteriors are stainless steel and made with transparent metal glass. But the cars also have a host of reliability issues. According to Barron’s, Cybertrucks are more expensive to insure, in part, because they cost more to make. Because parts and repairs are expensive, too, that jacks up the cost of an owner’s monthly insurance bill. The cost will likely vary based on what state the Cybertruck owner lives in, too. Bankrate reported that New Yorkers will pay roughly 50% more for insurance than drivers in Connecticut, for instance. Advertisement Barron’s said it’s common for drivers to pay $3,000 to $4,000 a month for insurance payments for a Cybertruck—which is roughly 50% more than the average vehicle.