
Tesla Model Y Car Insurance Cost 2025 - Forbes
- by Forbes
- Mar 14, 2024
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Staff Editor
As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking down confusing terms and products to help others mak...
Read Full Bio There are several ways you can lower car insurance
costs, such as:
Compare quotes. Not every insurer prices a policy for a Model Y the same. The best way to find a good price is to compare car insurance quotes
from several different companies.
Buy the right amount of car insurance. While you want to make sure you are adequately insured, you also don’t want to overpay for insurance you don’t need. Here’s a guide to determining how much car insurance you need.
Get rewarded for safe driving. Most insurance companies have a usage-based insurance
program, which tracks and scores your safe driving habits like phone use, speeding and harsh braking. If you prove you’re a safe driver, you can earn a discount.
Maintain good credit. Insurers in 46 states can use your credit-based insurance
score as a price factor. But not all insurers weigh this factor the same, which is why it’s crucial to compare quotes.
Raise your deductible. Generally, the higher your car insurance deductible
, the less you pay in premiums. Common deductible amounts range from $100 to $1,000 (and higher).
Ask for discounts. You may be eligible for car insurance discounts
such as safe driver discounts, good student discounts, multi-car and multi-policy discounts, and pay-in-full discounts.
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